Real Estate

Have you seen Robert Wagner’s TV ad for reverse mortgages? With the sub-prime mortgage crisis forcing more than 1.5 million people to foreclose on their homes, this may be an alternative you may want to consider.

What is a reverse mortgage? According to AARP, it is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay the loan each month. You typically don't have to pay anything back until you die, sell your home, or permanently move out of your home. To be eligible for most reverse mortgages, you must own your home and be 62 years of age or older.

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At the risk of sounding like a Realtor, the best way to get an accurate idea of what your home should sell for - CALL A REALTOR !!
For some reason, some people would rather do ANYTHING than call a Realtor. But the fact is, an experienced Realtor is the only one who can give you an accurate value.

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My clients and potential clients ask me this all the time. Since I sell Real Estate for a living, you would expect me automatically answer; "Of course you should buy". But since my business has always been built on honesty and trust, sometimes I have to tell them that now is not the time to buy.

There are many factors to consider. Here are a few.

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Is it for you?

These are indeed bizarre times in the Real Estate industry. I have been selling real estate for 15 years, have been through several up and down cycles. But I have NEVER seen anything like this. As with most things, there are 2 side to this question: Is this a good time to FIX AND FLIP?

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I wish I knew !! Things are changing so fast in the mortgage business, even I can't keep up. Since the whole mortgage meltdown,
even the lenders don't know what will happen tomorrow. Interest rates are up and down, up and down.

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